Legal information about the site publisher, and how CGP Gestion collects, uses and protects your personal data as part of its website and wealth management services.
The website www.CGP-Gestion.com is published by CGP GESTION, a French simplified joint-stock company (SAS) founded in 2016.
We place great importance on protecting your personal data and complying with EU Regulation 2016/679 of 27 April 2016 (GDPR) and the amended French Data Protection Act ("Informatique et Libertés") of 6 January 1978.
This policy (the "Policy") applies to visitors to the Site, prospects, clients, and anyone whose personal data we process in the course of our business. It supplements our Cookie Policy, available on the Site.
1.1. CGP Gestion is the company responsible for processing your personal data collected via the CGP-gestion.com website. Its legal details are set out in the "Legal notice" section of the Site.
1.2. CGP Gestion is not legally required to appoint a Data Protection Officer (DPO) within the meaning of Article 37 of the GDPR, but has designated a personal data contact whom you can reach:
Personal data means any information relating to an identified or identifiable natural person. We collect, process or use personal data if you provide it to us and give your consent. Personal data may include your name, age, email, phone number, address, job title, profession and other data you provide when contacting us, or when requesting our services through contact forms or other service-related forms on our website.
For an optimal user experience and to improve our website and services, we collect data sent by your web browser, such as information about your browser, IP address and operating system. You may be asked to provide your personal information whenever you are in contact with SAS CGP Gestion. Collecting personal information may sometimes be required due to legal or contractual obligations of SAS CGP Gestion under applicable regulations. We may share and use this information in any way consistent with this Privacy Policy. We may also combine it with other information to provide and improve our services, content and promotions. You are not required to provide the personal information we request, but if you choose not to, in many cases we will be unable to provide you with our products or services or answer your questions.
You have the following rights regarding the information you provide us:
Please note that if your information is required by SAS CGP Gestion to provide a service and you wish to restrict or delete that data, this may affect our ability to provide that service. You will be informed of this where applicable.
When you request a service, we may collect various information, including but not limited to: name, nationality, residential and postal address, phone number, email address, contact preferences, and more. In most cases, to process your request we may need to collect government-issued identification documents to verify your identity and residence. We may also need to collect certain information about your date and place of birth, marital status, education level, disciplinary history, professional background, business or professional activities, and financial situation, including the source of your wealth and the origin of any funds you will inject into your business.
Here are some examples of the services we provide for which personal information is collected:
When you make online payments on our website, the following types of information may also be collected by us or by a third-party contractor that handles payment processing for SAS CGP Gestion:
phone number, email, and/or other similar information;
provide in order to make an online payment.
When you purchase goods and services from CGP Gestion and make an online payment on our website, we will need information such as contact details, card details and transaction details ("Transaction Data") to process the order. Transaction Data may be processed for the purpose of providing the purchased goods and services and keeping appropriate records of these transactions. Payment processing on CGP Gestion is handled by our payment service provider, PayPal. We will only share Transaction Data with our payment service providers to the extent necessary to process your payments, refund those payments, and manage claims and requests relating to those payments and refunds. You can find information about our payment service providers' privacy policies and practices here.
We may use your personal information:
to comply with local and international laws, KYC (Know Your Customer) regulations and other similar obligations.
for loss-prevention and anti-fraud purposes.
to improve our services and our communications with clients.
changes to our terms and policies.
services, that you enter into with us and/or via our website.
We also collect data in a form that does not, by itself, allow direct association with a specific individual. We may collect, use, transfer and disclose non-personal information for any purpose. Here are some examples of non-personal information we collect and how we may use it:
better understand customer behaviour and improve products, services and advertising.
aggregated and used to help us provide more useful information to customers and understand which parts of the website and services generate the most interest. Aggregated data is considered non-personal information for the purposes of this Privacy Policy.
queries. This information may be used to improve the relevance of the results provided by our services.
If we combine non-personal information with personal information, the combined information will be treated as personal information for as long as it remains combined.
When you visit CGP Gestion, our system automatically collects information about your visit, such as your browser type, IP address and the referring website. This collection may be carried out in collaboration with our providers and
partners (see the list of data processors below). We may receive general demographic or usage data about our site visitors from them. We do not use automatically collected information to personally identify you without obtaining additional consent.
This information is typically collected using web cookies, web or email pixels (also known as beacons), embedded hyperlinks and similar tools. All commonly used browsers can generally be configured to disable or delete individual cookies. See below for the types of cookies we use and their respective purposes.
example, access to protected areas of our websites.
selections on the site (such as your login name, language or region), so we can save these settings and offer you a more personalised experience.
marketing and advertising efforts. These cookies are provided by our third-party partners to analyse and track site visits and sign-ups resulting from advertising. We do not share your personal information (such as name or email) with third-party providers beyond the site-visit data collected directly by these advertising cookies, although your site-visit data may be linked to other personal information collected elsewhere by these third-party providers. This external data processing is governed by the privacy policies of those third-party providers.
Our website uses Google Analytics, a web analytics service from Google, Inc. ("Google"). Learn more about their Terms of Use and Privacy Policy. Opt-out: Download the "Google Analytics Opt-out Browser Add-on" here.
Our website uses the Google AdWords conversion-tracking cookie to measure and optimise the performance and user experience related to our ads on Google Search or on certain sites in Google's display network. Learn more about Google's privacy policy here. Opt-out: Visit Google Ads Settings.
We may, on occasion, make certain personal information available to strategic partners or related parties who work with SAS CGP Gestion to provide products and services, or who help us market to customers. Personal information will only be shared by us to provide or improve products, services and/or advertising; it will not be sold or shared with third parties for their own marketing purposes.
We may share personal information with third parties that provide services such as information processing, credit extension, fulfilling customer orders, delivering products, managing and improving customer data, providing customer service, assessing interest in products and services, and conducting market research or satisfaction surveys. These third parties are required to protect your information in the same way as SAS CGP Gestion and may be located wherever SAS CGP Gestion conducts business.
It may be necessary, under law, judicial proceedings, litigation, and/or requests from public and governmental authorities inside or outside your country of residence, for SAS CGP Gestion to disclose your personal information. We may also disclose information about you if we determine that, for reasons of national security, law enforcement, or other matters of public importance, disclosure is necessary or appropriate. We may also disclose information about you if we determine that disclosure is reasonably necessary to enforce our terms of business or protect our operations or those of our customers. In addition, in the event of a reorganisation, merger or sale of business, SAS CGP Gestion may transfer any personal information we collect to the relevant third party.
Personal information may be shared with:
invoice collection, marketing and technology services. These service providers may only use user information in connection with the services we provide and not for their own benefit;
credit card association rules;
Gestion is compelled to do so by subpoena, court order or similar legal process; and/or where necessary to comply with the law or credit card rules; and/or where disclosure is necessary to prevent physical harm or financial loss or to report illegal activity; and/or where the user consents or requests that SAS CGP Gestion do so.
SAS CGP Gestion will not sell or rent any personal information to third parties for marketing purposes and will only share personal information with third parties as described in this Policy.
When users visit our website's payment page or send an email to SAS CGP Gestion, technology is used to prevent unauthorised third parties from viewing and downloading user information. We process personal information on servers located in the Netherlands and protect it by maintaining physical, electronic and procedural safeguards such as: firewalls, SSL (Secure Sockets Layer) encryption, URL data encryption, file access privileges, physical access controls to servers, and restricting access to personal information to employees who need it to carry out their job responsibilities. Where your personal data is stored by us, we use computer systems with limited access, hosted in facilities that use physical security measures.
No data transmission over the Internet can be guaranteed 100% secure. Therefore, we cannot ensure or guarantee the security of information
transmitted over the Internet. SAS CGP Gestion makes every effort to ensure the security of all information collected.
We make it easy for you to keep your personal information accurate, complete and up to date. SAS CGP Gestion will retain your personal information for as long as necessary to fulfil the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.
You can help ensure the accuracy, completeness and currency of your contact details and preferences by contacting us using the details on our website. For other personal information we hold, we will provide you with a copy of that information so you can request correction of the data if it is inaccurate, or deletion of the data if we are not required by law to retain it (or for legitimate business needs). SAS CGP Gestion may decline to process requests that are frivolous/vexatious, that compromise the privacy of others, that are extremely impractical, or for which access is not otherwise required by local law. Requests for information, correction or deletion can be made by contacting us using the details provided on our website.
We understand the importance of taking extra precautions to protect the privacy and safety of minors. Minors are not permitted to use CGP Gestion's services. If we learn that we have collected personal information about a minor, we will take steps to delete that information as soon as possible.
CGP Gestion's website, products and services may contain links to third-party websites, products and services. We may also use or offer third-party products or services. The inclusion of a link does not imply endorsement of another company, or its products, services or privacy practices. In addition, we are not responsible for personal information voluntarily disclosed by users to third parties contacted via links to a website. Information collected by third parties, which may include personal data or contact details, is governed by their privacy practices. We encourage you to review the privacy practices of these third parties.
SAS CGP Gestion, as a global service provider, has a number of affiliated legal entities in different jurisdictions that are responsible for the personal information we collect and that is processed on our behalf. We employ appropriate technological and physical safeguards to ensure information security. However, please note that these safeguards may not meet the same standards as those required in your country of residence.
To ensure the security of your personal information, we communicate our privacy and security guidelines to our employees and strictly enforce privacy protection measures.
When we receive a privacy-related question or an access/deletion request, we have a dedicated team that seeks to address the specific concern or request you wish to raise. If you are not satisfied with the response received, you may submit your complaint to the relevant regulatory authority in your jurisdiction. On request, we will endeavour to provide you with information about the relevant complaint channels that may apply to your situation.
This Privacy Policy may be updated from time to time. When the policy changes substantially, a notice will be posted on the CGP Gestion website along with the updated Privacy Policy.
If you have any questions, or if at any time you wish to file a complaint about how we process, use or disclose your personal information, you can do so by contacting our DPO or our Customer Support Centre via our Contact page.